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The US is experiencing what many are calling a retirement crisis. A confluence of factors, including poor savings, increased longevity, and rising inflation, has created a challenging situation for retirees that is diminishing the value of their retirement accounts. Consequentially, maximizing investment returns has become more important than ever.

For many of us, retirement on the horizon means tightening our belts and cutting back on expenses. But before you start pinching pennies like there’s no tomorrow, some experts say you might want to pump the brakes.

With rising costs of living and the general uncertainty around what the economy will look like in your retirement, it can be tough to build an adequate nest egg for your golden years. Planning is critical and can’t be avoided if you’re looking to ensure a comfortable retirement.

Election season is quickly approaching, and with that come issues that need to be addressed. Of course, a new American president will always bring changes.