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MDRN Capital Founder Aaron Cirksena brings the MDRN perspective to America’s money conversations.

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9 Frugal Habits the Ultra-Wealthy Swear By

May 20, 2024

If you’re not ultra-wealthy, you’ve probably wondered what it’s like to be so. Maybe you think of all the ease and convenience they can access. The comforts. The luxuries. The peace of mind around common stressors like the price of healthcare or child care or even groceries and utility bills. And perhaps you think too of their spending habits, imagining them to be quite extravagant.

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Inflation eases slightly in April, remains above 3%

May 17, 2024

Prices rose 3.4% year-over-year in April, according to the latest Consumer Price Index report. It’s slightly lower than March, but still above the 2% target. Even though inflation has fallen since its peak of 9.1% in June of 2022, Americans are still grappling with everyday costs. From the grocery store to the gas station, budgets are getting tighter across America as the inflation cooldown in 2023 appears to have stalled in 2024.

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Is It Wise to Convert 20% of My 401(k) into a Roth IRA Each Year to Avoid Taxes and RMDs?

May 13, 2024

With retirement planning and taxes, there are often two ways to look at a question: First, can you do something, and then, should you do it?

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Is credit card debt forgiveness easy to qualify for?

May 13, 2024

If you have mounting credit card debt, you’re not alone. The average United States household owes some $7,951 to credit card companies. Of course, with that being the average, some borrowers will owe significantly more than that number while some borrowers owe significantly less. 

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