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MDRN Capital Founder Aaron Cirksena brings the MDRN perspective to America’s money conversations.

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The Wealth Paradox: Why Some High-Income Earners Have Low Net Worth

May 9, 2024

High earnings provide the potential for high net worth, but they don’t guarantee it. Hence the existence of HENRYs, the embodiment of the wealth paradox. HENRY stands for “High Earners, Not Rich Yet.” Essentially, a HENRY is someone who is earning a high amount of discretionary income but is not managing it in a way that is focused on accumulating wealth, meaning they tend to spend more than they invest or save.

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How To Unlock Higher Returns By Using No-Fee Indexed Annuities In Your Retirement Portfolio

May 7, 2024

Optimizing your investment portfolio in retirement has everything to do with achieving the right balance. Traditionally, balancing involved finding the right mix of stocks and bonds, with percentages shifting gradually as risk tolerance and time horizons evolved. But in today’s market, limiting a portfolio’s assets to stocks and bonds could mean limiting your earning potential.

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I’m a Financial Expert: How Much the Middle Class Should Spend on Summer Vacation in 2024

May 7, 2024

Ahh, summer! With its warm beaches, sunny days and endless relaxation, it’s a lovely break in the middle of the year. And since summer vacation is almost here, many are scrambling to figure out what they’re going to do — and how they’re going to pay for it.

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How to Spend Less on Dining Out, Finance Experts Say

May 7, 2024

You’re not imagining it—dining out, like everything else in life, has gotten more expensive. Thanks to rising rent rates and increasingly pricy ingredients, restaurant bills are outpacing inflation.

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