In the
Media

horizontal line
retired-couple

Published Articles

3 smart CD moves to make this June

June is officially in full swing. With the start of summer just weeks away, the weather outside is becoming more inviting for many. But, June isn’t just a good time to enjoy the outdoors with your children or go on a nice hike through the woods. It’s also a good time to think about your savings and moves you can make to build upon the money you’ve set aside, particularly in today’s unique climate marked by stubborn inflation and elevated interest rates.

Click here to read the full story and input from Aaron Cirksena.

I’m a Shopping Expert: 6 Things Retirees Should Never Put In Their Grocery Cart

One in four Americans have no retirement savings. Austin Kilgore, a consumer finance expert with the Achieve Center for Consumer Insights, a digital personal finance think tank, said our grocery cart is one place where we can bridge the money gap. Food expenses take up an average of $6,490, or 12.4% of annual expenses for many retirees. 

Click here to read the full story and input from Aaron Cirksena.

The Illusion Of Affluence

For those hoping to become wealthy, a job with a high salary would seem to be a big step in the right direction. However, high income alone doesn’t guarantee a high net worth, and a growing number of high earners say they don’t see themselves as wealthy. Advisors call this group HENRYs: “High Earners, Not Rich Yet.”

Click here to read the full story and input from Aaron Cirksena.

I’m an Economist: Here’s My Prediction for Social Security If Biden Wins the 2024 Election

The future of Social Security remains a looming question for millions of Americans who count on those benefits in retirement. If President Joe Biden wins a second term, his administration will face mounting pressure to make changes for the future of the Social Security program. Substantial reforms may be necessary to ensure the program remains available for generations to come.

Click here to read the full story and input from Aaron Cirksena.

Three Reasons Fixed Index Annuities Are Better Than Bonds In Your Retirement Portfolio

When financial advisors seek ways to manage risk in retirement investing, they typically look to bonds, which are traditionally seen as the optimal asset for offsetting the volatility in stock markets. By orchestrating a healthy mix of stocks and bonds in retirement accounts, advisors create a higher level of stability.

Click here to read the full story and input from Aaron Cirksena.

MDRN Capital’s Approach to Alternative Investments for Retirement

Ask most financial advisors about the standard approach to retirement investing and they will tell you about the 60/40 strategy. A diversified portfolio comprised of 60 percent stocks and 40 percent bonds has been the go-to choice for retirement investing for decades. The bond portion of the portfolio is meant to provide a low-risk component that balances out the volatility that stocks bring to the equation.

Click here to read the full story and input from Aaron Cirksena.

How To Build Customer and Employee Relationships in a Fully Remote Work and Service Model

“Is it possible?” is not the question most businesses ask as they consider whether or not to go all in with remote work models. Our experience during the COVID-19 pandemic proved we can make remote models work. Not only do we have the technology, but we also have employees who are willing to fill remote positions.

Click here to read the full story and input from Aaron Cirksena.

Savings Passed On: Aaron Cirksena and MDRN Capital’s Commitment to Offer Clients More Value

Effective retirement investing involves two key components. First, you need to be willing to invest, but prioritizing retirement investing requires elevating your future needs over your immediate wants.

Click here to read the full story and input from Aaron Cirksena.

Why I left Morgan Stanley for independence — and then took my practice virtual

I was 18 the first time I saw someone’s retirement dreams come crashing down. The retirees were my parents. They had made a fairly significant sum when they sold my father’s private medical practice but then received some bad financial advice, leading to a substantial financial loss.

Click here to read the full story and input from Aaron Cirksena.

Riches beyond income: Why high earnings don’t always equal wealth

As financial advisors, we are frequently called upon to help our clients build wealth by mapping out strategies that empower them to leverage their earnings to increase their net worth. Retirement planning especially focuses on using a client’s current financial capabilities to build a strong financial future.

Click here to read the full story and input from Aaron Cirksena.
Call Now Button