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The modern era has brought heightened levels of convenience, comfort, and efficiency to virtually every aspect of life. Digital tools allow us to work, shop, and learn from anywhere, removing much of the stress and expense traditionally associated with those pursuits.

Credit card debt can be hard to deal with in this economy. Persistent inflation is causing prices to grow and today’s higher interest rate environment is causing credit card rates to rise, leading to elevated minimum payments on credit cards. That can lead to financial trouble, especially if you’re facing high credit card debt on a low income. 

For decades, the 60/40 portfolio—a blend of 60% stocks and 40% bonds—has been seen as the gold standard for retirement planning.

If you can’t afford to buy a car with cash, financing a vehicle tends to be a lot more expensive than it was a few years ago.