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There is a Chinese proverb that says the best time to plant a tree was 20 years ago. Essentially, it means that our future is built upon the things we do today.

The Federal Reserve’s Federal Open Market Committee (FOMC) meetings happen regularly, with the next meeting scheduled for April 30, 2024 through May 1, 2024. These meetings are important because the Federal Reserve typically discusses the state of the economy and potential changes to monetary policy.

You’ve likely seen your grocery bill go up significantly in the last few years as inflation continues to impact the prices of everyday goods. While the Fed has raised rates in an attempt to cool down the economy, you’re still likely feeling the impact of inflation every time you go shopping for food since grocery prices have increased 25% in the last four years, as reported by The Washington Post.

You’ve joined the ranks of the upper-middle class, finally making good money, owning a comfortable home and better enjoying life’s luxuries. And most importantly – you want to stay there.