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Most advisors agree that elections have little impact on markets, but that’s not stopping investors from bracing their portfolios.

Euronews Business looks at why children’s financial education should begin early on in primary school, what financial lessons would benefit them the most, and how schools and governments can help implement this.

Given the polarizing nature of Social Security funding debates, Republicans and Democrats in Washington have been unable to make meaningful progress on solutions that would shore up the program. But new research shows that “very large bipartisan majorities” of everyday Americans actually agree on a number of changes that could strengthen it and ensure benefits can be paid in full for years to come.

Today’s fast-paced, social media-centered business world is often driven by the desire for financial success. Self-proclaimed financial experts and influencers pepper social media with their fail-safe tips for making millions. Books and courses abound, aiming to teach every entrepreneur how to “make it.” The focus for most of these resources seems to be singularly on padding one’s bank account.

For millennials, the road to retirement has been somewhat challenging. As the oldest of the generation enters into their mid-40s, the amount of time they have to save to ensure a fully-funded retirement is dwindling. This only adds to the hardship that these millennials have faced. 

For those familiar with streaming services, it’s not difficult to understand why Netflix’s viewership is increasing while movie theater attendance is falling. Netflix and other streaming services maximize convenience and affordability, making it easier and more comfortable to watch while avoiding the high cost of movie tickets.

Technological tools optimize operations, enhancing efficiency and allowing businesses to do more with less. These innovations empower the companies that use them to give their clients better-quality service at a lower price.

A recent report from Northwestern Mutual reveals that many millennials are facing a significant retirement savings gap. The report found that the average retirement savings socked away by millennials is $62,600, which is not a paltry amount considering the youngest members of the generational group are still in their late 20s. 

Retirement typically ushers in a time of transition for investors. Retirees become more risk-averse than they were in the early phases of investing, and with good reason. They are counting on their retirement investments to provide a stable income stream. Those who rely too heavily on the stock market—rather than establishing a diversified portfolio with less risk—can have a hard time achieving stability.

Some studies suggest that 45 percent of the Baby Boomers have no retirement savings, while 28 percent of those who have started saving have less than $100,000 put away. Consequently, many Americans now living in retirement or approaching that season are looking for ways to cut back on their expenses.