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MDRN Capital Founder Aaron Cirksena brings the MDRN perspective to America’s money conversations.

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Social Security Backs Off From 100% Clawbacks

May 16, 2025

Aaron Cirksena, CEO of MDRN Capital, was featured in an article from The Daily Upside, discussing the Social Security Administration’s recent decision to reduce the default withholding rate for overpayment recoveries from 100% to 50%. Cirksena described the change as “a humane step forward,” but emphasized that the real solution lies in modernizing the system to prevent overpayments before they occur.

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As the Market Seesaws, Should You Touch Your 401(K)?

May 16, 2025

Aaron Cirksena, CEO of MDRN Capital, was featured in a Kiplinger article, where he emphasized the importance of maintaining a long-term perspective during market fluctuations. Cirksena advised against making impulsive decisions with retirement accounts, noting that “panic is the worst possible strategy.” He highlighted the potential consequences of early 401(k) withdrawals, including tax implications and lost growth opportunities.

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Social Security quietly backtracks on 100% clawback plan

May 16, 2025

Aaron Cirksena, CEO of MDRN Capital, was featured in Financial Planning’s article on Social Security’s revised overpayment recovery policy. He provided expert insight into the implications of the Social Security Administration’s decision to reduce the default clawback rate from 100% to 50% of monthly benefits. Cirksena emphasized that while the reduction is a positive step, it still poses significant challenges for retirees who rely heavily on Social Security income. 

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Tariffs: How Will They Impact the Average Consumer?

May 16, 2025

Aaron Cirkesena, CEO of MDRN Capital, was recently featured in SmartAsset’s article on the impact of tariffs, where he shared expert insight on how rising tariffs may affect the average consumer. In the piece, Cirkesena explains how increased costs on imported goods could influence everything from household budgets to long-term investment strategies—and why having a proactive financial plan matters more than ever.

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